ಸೋಮವಾರ, ಜುಲೈ 16, 2012

Be aware of Credit/Debit Card fraud

Recently, I became victim of what is called as 'Skimming'[1] or 'Cloning'[2] of Debit/Credit Cards. Hence this is the mail regarding safe guarding yourself from such activities.

I blocked my card immediately after seeing SMS of Card transaction, but to get the money, I had to file a FIR in nearest police station. To retrieve my money from the bank, it is mandatory for them to have a FIR number. It is required for them to carry further investigation too.

Meantime the event of FIR filing was not an easy job. Good thing here for me was Police was bit friendly (Kumaraswamy layout Police Station), but they were not up-to-date with how to handle case like this. Initially they said it is a cyber crime case, and I have to visit CID office (who handle cyber crime investigations too). I went there and CID told they won't take direct complaint of such cases, but if I give the copy of the FIR which is registered in nearest police station they carry out the investigation of card transaction etc. They acknowledged that this particular case falls under their category, but couldn't help me without FIR. I had to go back to station and convince police to help me file the FIR. This whole event took around 3 days, as ASIs were not ready to take the case and referred to SI, and SIs referred to Inspector, and Inspector was on Rounds whenever I went to Station. Finally, today (after 4 days of event taking place), I could meet the inspector and he was helpful, listened to whole case, and asked me to file a FIR.

So of all these experience, my advise to all of you is that, right away, make sure that your card is EMV Card [3], or at least you be sure that get prompted for PIN while you give out your Debit Card when you swipe it. Also avoid giving out cards in places which look suspicious (ie, those who doesn't swipe the card in front of you).

It is our responsibility that our hard earned money is spent by us, than some other fraud enjoying it without lot of effort.

[1] - http://www.cyberpolicebangalore.nic.in/atm_frauds.html (search for skimming)

[2] - http://en.wikipedia.org/wiki/Credit_card_fraud#Skimming

[3] - http://en.wikipedia.org/wiki/EMV

Update  (on Dec 15th, 2012): I got all the amount (~70k INR) refunded from the bank, which inturn got it refunded from merchants because they didn't had any ID proof for transaction, which is not fine as per RBI guidelines (any transaction above 5k, the merchants should ask for photo id).

ಶುಕ್ರವಾರ, ಜನವರಿ 14, 2011

ಹೀಗೆ ಸುಮ್ಮನೆ...

ಒಂದು ಬ್ಲಾಗ್ ಬರೆದು ಸುಮಾರೆ ಕಾಲ ಕಳ್ದು ಹೋತು. ಪ್ರತಿ ಕಥೆ ಪುಸ್ತಕ ಓದಕ್ಕೆ ಕೂತ್ರೂ ಎಂತಾರು ಬರ್ದು ಹಾಕನ ಅನ್ಸದು ಹೌದು, ಆದ್ರೆ ಬರ್ಯಕ್ಕೆ ಕುಂತ್ರೆ ತಲೆ ಓಡ್ತಲ್ಯ, ಕೈ ಓಡ್ತಲ್ಯ ಗೊತ್ತಿಲ್ಲೆ.. ಒಟ್ಟಾರೆ ಬರ್ಯಕ್ಕಂತೂ ಆಗಲ್ಲೆ.

Finally, I am here, facing my monitor, holding the keyboard.. thinking which episode of the last one year should I be writing first.. So many things have happened in 2010.. For me, most (or all) of it is great.

* Came back from US (stayed there 2 yrs (24/02/2008 -> 24/02/2010))
* Got married to Pallavi
* Got a nice bike (ie, bicycle) as Birthday gift :-p (Trek 6000D)
* Became President of our school (JNV Gajanur, Shimoga) Alumni association.
* On Professional front, Company is doing good. From 5people company when I joined, Gluster has crossed 50 people mark.
* Witnessed many good things.. like my brother (shreedhar tumballi), sister (divya tumballi) and cousin (shilpa kamalakar) got married. Many more friends shifted their club, from bachelor gang to married men club :-p

Well, on more serious issues, It was seriously disheartening to see so many scams through out the year, at all over the place in India.. Politics has gone for a toss, I didn't see not even a single productive session, both at center and state in 2010.

Its more disheartening to see that most of the village population is migrating to cities, and doing 'GodKnowsWhat' type of work instead of being on their own @ their natives.. Well, I don't blame people who migrate, rather I blame education system, government policies, corruption, media etc. If I am writing from the shoes of a fellow relative/ neighbor at native, in current situation, want my kids to study and do something else.

Btw, in recent times my mathematics skills have disappeared. I guess thats because I am getting confused about number of digits in current day values... All I knew until very recently was up to 7 to 9 digit numbers, but recent time, all the people/media around talk with minimum 6 more digits added to this number. Sad thing is, after studying hard, getting supposedly good job from the campus interview itself, and hoping I work upto my 40-50yrs, I won't make how much a politician (a minister) would make in a day, signing a deal. Really a negative force on your motivation to work in life.

But, somewhere inside me, these things are making me ask, is it enough to contribute to country/society by just paying tax and donating 1 or 2 count to it's population. Surely not!! But where to start? I have many ideas in head, but none of them yield results within minimum of 10yrs. Well, few ideologies suggest picking up gun and shooting corrupt people (most of the movies come with this concept as it makes a very good day dreaming option for people who can't do anything related to society), I am not with it, as I would have to kill 50% of the population (my honest guess is 90% but to be politically correct, i say 50% :-p), and I believe that violence in any form doesn't result in good society. (Some movies I recommend for people who think by violence they can fix the situation are Schindler's List, Hotel Rwanda, No man's land(2001) and many more in this genre (I liked Inglorious Bastards too, but thats not a historical movie).

So, what are the option with you to come out with a good society ? (which in turn will result in good country, with time). One of the things I believe which can work is, with forming a trusted group, with its members belonging to diverse occupation. Assume each one of you having two trusted group, one from your school days, and another from your work place, or professional course college. Now this can help with you with real good contacts. Lets see how.

Most of the times, your school group contains people in different fields like lawyers, doctors, teachers, bankers, engineers, farmers, retail shop owners, franchise owners, school admins etc etc.. Even though it works out bit costlier sometimes, take the service from the people you know, similarly if someone is getting help from you, and you know that person well, don't cheat, and build a trusted network, this should get you a very good contacts and should cover most of your day to day needs.

Now, build/grow the network by helping your school people by introducing them to your professional network if they are in need, and visa-versa. This helps people to increase business, get more clients, get more contacts, spread the name for themself etc etc.. I bet, this can work wonders. The concept of social networking, and I bet, it works.

As long as we think only about ourself, our family we will never grow as a country. Of-course we may help to achieve a stable country in case of global recession, political instability because everyone is taking care of them-self, but it fails when someone harms other to help himself.

Thats the reason, if you consider helping society around you, be good to yourself, make sure your family's desires are fulfilled (as long as they are in your hands).. and then also have a heart to help someone else. Never keep quite when you see some mis-doing, don't go into a confronting mode, but raise your concerns, on the spot, or even in media/blogs etc etc.. over a period, I believe your voices are heard. we can all make a difference.

ಶುಕ್ರವಾರ, ಏಪ್ರಿಲ್ 23, 2010

ಹೊಸ ಆಶ್ರಮ

ತಲೆ ಬಿಸಿ ಬ್ಯಾಡ! ನಾನೇನು ಸ್ವಾಮೀಜಿಗಳ ತರ ಆಶ್ರಮ ತೆಗಿತಾ ಇಲ್ಲೆ, ಅಥ್ವಾ ಮಠ ಸೇರ್ತಾ ಇಲ್ಲೆ, ಅದ್ರ ಪೂರ್ತಿ ವಿರುದ್ದ ದಿಕ್ಕಗೆ ಹೊಂಟಿದ್ದಿ. ಮುಂದಿನ ತಿಂಗ್ಳು 19 ನೇ ತಾರೀಕು ಆನು 'ಪಲ್ಲವಿ' ಜೊತಿಗೆ 'ಗೃಹಸ್ತಾಶ್ರಮ' ಕ್ಕೆ ಕಾಲಿಡ್ತಾ ಇದ್ದಿ. ನಿಂಗ ಎಲ್ಲ ಬಂದು ಹರ್ಸಕ್ಕು. ನಿಂಗಳ ಹಾರೈಕೆ ಎಂಗಕ್ಕೆ ಬೇಕು.

ಮದ್ವೆ ಬಗ್ಗೆ ಹೆಚ್ಚಿನ ಮಾಹಿತಿ ಈ ಕೊಂಡಿಯಲ್ಲಿ : http://www.mywedding.com/pallaviamartumballi/

ಮದ್ವೆ ಮನೇಲಿ ಸಿಗಣ.

ಅಮರ್ ತುಂಬಳ್ಳಿ.

ಬುಧವಾರ, ಡಿಸೆಂಬರ್ 30, 2009

Vishnu dada & C Ashwath - R.I.P

Today, 12/29/2009 (PST) is quite sad day for me. Got news of two stars disappearing into the sky.. as in, C Ashwath, a prominent kannada singer, and Dr. Vishnuvardhan, a prominent actor, passed away.

You guys will be missed, but sure your voice, your movies will remain fresh in my mind..

ಮಂಗಳವಾರ, ಡಿಸೆಂಬರ್ 1, 2009

random post - 113009

* ಸುಮ್ನೆ ಹೇಳದಲ್ಲ... ಹೋದ್ ಮೂರ್ ತಿಂಗ್ಳಗೆ ಯೆಂತೆನ್ತಲ್ಲ ಆಗೋತು. ಬರ್ತಿ ಮುಖ್ಯ ಅಂದ್ರೆ ನನ್ನ 'social status' single -> committed ಆತು.
* ಸದ್ಯಕ್ಕೆ ನನ್ನ ಅಮೆರಿಕಾದಲ್ಲಿನ ಕ್ಯಾಂಪಿಂಗ್ ತಿರ್ಗಾಟ ಎಲ್ಲ ಮುಗತ್ತು. (for more info check http://undadigunda-travel.blogspot.com )
* ಮೊದ್ಲೆಲ್ಲ ನಾನು 'single', ಅಂತ ಬೇಜಾರ್ ಆಗ್ತಾ ಇತ್ತು. ಈಗ 'engaged' ಆದ್ರೂ ದೂರ ಇರಕ್ಕಲ ಹೇಳಿ ಬೇಜಾರು :-(
* ಸುಮಾರು ಜನಕ್ಕೆ ನಾನು ಒಪ್ಪಿದ್ದು ಮನೆಯವ್ರು ನೋಡಿದ್ ಹುಡ್ಗಿ ಹೇಳಿ ಬರ್ತಿ ಆಶ್ಚರ್ಯ ಆತಡ. ಒಳ್ಳೆ ಕತೆ ಆತು. ಹುಡ್ಗಿ ಮನ್ಸಿಗೆ ಹಿಡ್ಸದು ಮುಖ್ಯ ಅಲ್ದಾ? ನಂಗಂತೂ ಸದ್ಯ ಬಾಳ ಒಳ್ಳೆ ನಿರ್ದಾರ ತಗಂಡಿ ಅಂತ ಅನ್ಸ್ತಾ ಇದ್ದು.
* ಇಲ್ಲಿ ಚಳಿಗಾಲ. ಹೆಚ್ಗೆ ಎಂತು ಆಟ ಎಲ್ಲ ಇಲ್ಲೆ. ಅದಕ್ಕೆ ಗೋಲ್ಫ್ ಆಡಕ್ಕೆ ಶುರು ಮಾಡಿದ್ದಿ. ಒಳ್ಳೆ ಮಜಾ ಆಗ್ತು. ಹೋಗಿ ಸಮಾ ಬಾರ್ಸದು, ಚೆಂಡಿಗೆ. ಯಾರ್ ಮೇಲಾರು ಸಿಟ್ಟಿದ್ರೆ ಈ ಆಟ ನಿಂಗ ಆಡಕ್ಕು.
* ಸುಮಾರು ಜನ ಕೇಳ್ತಾ ಇದ್ದ, "ನೀನು ಬ್ಲಾಗ್ ಬರ್ಯದು ಬಿಟ್ ಬಿಟ್ಯ?" ಹೇಳ್ಕೊತ. ನಾನು ಜನ ಒದಕ್ಕು ಹೇಳಿ ಬ್ಲಾಗ್ ಬರದ್ದು ಯಾವಾಗ ಹೇಳಿ? ಮೊದ್ಲೇ ಮನ್ಸ್ ಬಂದ್ ಗಿರಾಕಿ. ಎಂತಾರು ಬರ್ಯಕ್ಕು ಅನ್ಸಿರೆ ಬರ್ಯದಪ. ನೋಡನ, ಯಾವತ್ತಾರು ಒಂದ್ ದಿವ್ಸ ನಾನು ಸುಮಾರು ಉದ್ದ ಕಥೆ ಕವನ ಬರಿತ್ನೇನ, ಯಾರಿಗ್ ಗೊತಿದು.

ಬುಧವಾರ, ಆಗಸ್ಟ್ 19, 2009

random post - 081809

* ಇಲ್ಲಿ ಬೇಸಿಗೆ ಕಳೆದು ಹೋಗ್ತಾ ಇದ್ದು. ಸುಮಾರಷ್ಟು ಜಾಗ ನೋಡದು ಬಾಕಿ ಉಳದ್ದು, ಬೇಗ ಬೇಗ ನೋಡಕ್ಕು.
* ಅಕ್ಟೋಬರ್ ನಲ್ಲಿ ಭಾರತಕ್ಕೆ ಹೋಗಿ ಬರಕ್ಕು.
* ಆಗಸ್ಟ್ 09 ನೆ ತಾರೀಕು, ಬೇ ಏರಿಯ ಕನ್ನಡ ಬ್ಲಾಗ್ಗರ್ಸ್ ಮೀಟ್ ಇತ್ತು. ಸುಮಾರು ಜನ ಕನ್ನಡದಲ್ಲಿ ಬರಿಯೋರನ್ನೆಲ್ಲ ಬೇಟಿ ಮಾಡಿ ಖುಷಿ ಆತು.
* ಸ್ವಲ್ಪ ಕೆಲಸ ಕಡಮೆ ಇದ್ದು, ಅದೇ ಹೆಳೆಲಿ ಸುಮಾರು ಈಜು ಹೊಡಿಯದು, ಗರಡಿ ಮನೆ ಕಸರತ್ತು ಎಲ್ಲ ಮಾಡಕ್ಕೆ ಸಮಯ ಸಿಕ್ಕಿದ್ದು.
* ಮೊನ್ನಿತ್ಲಗೆ ಯೋಸೆಮಿತೆ ಗೆ ಹೋಗಿ "Half Dome" ಕಲ್ಲಿನ ಬಂಡೆ ಹತ್ತಿಳ್ದು ಬಂದಿ (ಎರಡನೇ ಸಲ)
* ಇಷ್ಟು ದಿನ ಆಡಿದ್ದಕ್ಕೆ ವಾಲಿಬಾಲ್ ಆಟ ಸ್ವಲ್ಪ ಚೆನಾಗೈದು.
* ಗೆಳೆಯ ಪ್ರಸಾದ್ ಮದ್ವೆ ಆಗ್ತ ಇದ್ದ, ಅದು ಇದು ಹೇಳಿ ನಂಗು ತಲೆ ಕೆಡಸಿ ನನ್ನೂ ಮದ್ವೆ ಮಾಡ್ಕ್ಯ, ವರ್ಷಾತು ಹೇಳಿ ನಂಬ್ಸಿದ್ದ.. ನೋಡಕ್ಕು ಎಂತ ಕತೆ ಹೇಳಿ.
* ಮುಂದಿನ ವರ್ಷದ ಬುಡದಲ್ಲಿ ವಾಪಸ್ ಹೊಂಟಿ ನಾನು ಭಾರತಕ್ಕೆ. (ಫುಲ್ ಟೈಮ್)
* MS (ನನ್ನ ಗೆಳೆಯ, ರೂಂಮೇಟ್) ಒಳ್ಳೆ ಅಡ್ಗೆ ಮಾಡ್ತ, ಅದಕ್ಕೆ ದಿನಾನು ಒಳ್ಳೆ ಊಟ :-)

ಮಂಗಳವಾರ, ಜುಲೈ 21, 2009

KGR! a memory now :(

A teacher, a friend, a guide and a well wisher, these are the few attributes I will always be attaching with one of my favorite teacher, KGR (KG Ravindra), who passed away on July 15th, 2009. I can't write about him in few words here, and the more I write, I may end up in tears thinking of the fact that he is not among us in this mortal world now.

* Sir! miss you.. You will always be alive in my memories for sure. (KGR with Nagendra Bhat, photos taken in Jan, 2008)

* Madam, Vijeth, Vibha, I don't have any words to console you at the moment :(( [In the photo: Me with KGR family, Dec 2007]